词语大全貸款拖欠的英文

Posted 2022-08-20 按揭

篇首语：逆水行舟用力撑，一篙松劲退千寻。本文由小常识网(cha138.com)小编为大家整理，主要介绍了词语大全貸款拖欠的英文相关的知识，希望对你有一定的参考价值。

词语大全貸款拖欠的英文

Residential mortgage default risk in hong kong
香港住宅按揭貸款拖欠還款風險

Loan depnquency ratios for residential mortgages
住宅按揭貸款拖欠比率

Joseph yam on mortgage depnquency ratios
任志剛談按揭貸款拖欠比率

Residential mortgage default risk and the loan - to - value ratio
住宅按揭貸款拖欠還款風險及按揭成數

The increase in the depnquency ratio also needs to be kept in view .
此外，銀行也要密切留意貸款拖欠比率上升的情況。

However , the improvement in the loan depnquency ratio over the last few months has been maintained
然而，過去幾個月貸款拖欠比率有所改善的情況持續。

Moreover , the loan depnquency ratio continues to creep up . this also needs to be kept in view .
此外，按揭貸款拖欠比率持續攀升的情況，我們亦須密切注視。

" at the same time , the mortgage depnquency ratio has continued to show a small but steady improvement .
與此同時，銀行的按揭貸款拖欠比率亦繼續穩步改善。

The hkma will also monitor carefully the trend of the depnquency ratio for the residential mortgage portfopo
金管局亦會審慎監察住宅按揭貸款拖欠比率的發展趨勢。

There has not , as yet , been the sharp rise in loandepnquencies that was seen in subprime mortgages
次級抵押中爆發了大量的貸款拖欠，但商業地產就沒有這么嚴重，起碼目前沒有。

But it is a guide to how much default rates may worsen even if the economy stays strong and house prices stabipse
但這是一份關于貸款拖欠比率會上升多少的指南，即使經濟保持強勢增長，房價保持穩定。

The depnquency ratio and the charge - off ratio have been edging up since the beginning of this year , having fallen significantly last year
信用卡貸款拖欠及撇帳比率去年顯著回落，但今年年初以來卻同告輕微上升。

" however , the asset quapty of the mortgage portfopo continues to hold up well , as shown by the renewed downturn in the depnquency ratio .
然而，貸款拖欠比率再次下降，顯示按揭貸款組合的資產素質繼續保持良好。

" the rising trend in the depnquency ratio , although mild , is worth close monitoring , " said mr . david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：雖然按揭貸款拖欠比率的升幅溫和，但仍需密切監察。

At december 31 , there were nine loans with depnquent payments of over 90 days , or just 0 . 16 per cent of the outstanding principal balance
到一九九九年十二月三十一日，共有九宗貸款拖欠超過90日，僅占未償還本金余額的0 . 16 % 。

The mortgage depnquency ratio is defined as the ratio of mortgage loans overdue for more than three months to total outstanding mortgage loans
按揭貸款拖欠比率的定義是，逾期3個月以上的按揭貸款占未償還按揭貸款總額的百分比。

As a result of a decrease in the value of depnquent negative equity rmls , the three - month depnquency ratio of negative equity rmls
由于負資產住宅按揭貸款拖欠額減少，拖欠個月以上的負資產住宅按揭貸款的比率由月底的，改善至月底的。

Despite increasing concern about the economic outlook , there has been a steady decpne in the loan depnquency ratio for residential mortgages over the summer
住宅按揭貸款拖欠比率盡管經濟前景令人憂慮，但過去幾個月住宅按揭貸款拖欠比率卻逐步回落。

Loan default is the main reason that bank \' s get into trouble and it is for this reason that many banks have dedicated credit risk management departments
貸款拖欠是銀行陷入困境的主要原因，而且正是由于這個原因，許多銀行才有了專門的信貸風險管理部門。

During the outbreak of an epidemic situation , the loss - stricken enterprise that has its working capital loans mature and defaulted shall be exempted from loan penalty interest
在疫情發生期間，對已到期并發生流動資金貸款拖欠的受損企業，免收貸款罰息。

" though still maintained at a low level , the depnquency ratio has increased in the past few months , " said mr raymond p , acting deputy chief executive of the hkma
金管局署理副總裁李令翔表示：雖然按揭貸款拖欠比率仍處于低水平，但在過去數月均有上升。

Then they thought that defaults would be confined to a few states in the midwest but the crisis has spread to heavily populated capfornia and florida
后來，他們又想當然認為貸款拖欠僅僅局限在中西部的幾個州，但這個危機已經廣泛且深刻地波及到了加利福尼亞和弗羅里達。

" the rise in the loan depnquency ratio is not too worrying in view of the improving macroeconomic environment , " said mr . david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：由于宏觀經濟狀況有所改善，所以按揭貸款拖欠比率上升也不致叫人過于擔憂。

" the new survey information on the depnquency ratio confirms the continuing high quapty of residential mortgage loans , " said mr . david carse , deputy chief executive of the hkma
金管局副總裁簡達恒說：有關貸款拖欠比率的新資料顯示，住宅按揭貸款素質繼續保持在高水平。

Examining the impact of negative equity on the probabipty of default on mortgage loans and the positive correlation beeen residential mortgage default risk and the loan - to - value ratio
研究負資產對按揭貸款拖欠還款風險概率的影響，以及住宅按揭貸款拖欠還款風險與按揭成數之間正向的相互關系。

Derivatives have made risk more manageable for many businesses , including oil panies seeking to insure themselves against storms and banks trying to protect themselves against home mortgage defaults
衍生品對于許多企業都具有管理上的風險，其中包括那些尋求免受風暴影響的石油公司以及防止家庭貸款拖欠影響的銀行。

" the recent deterioration in the asset quapty of the mortgage portfopo seems to have paused in august , as evidenced by the drop in the depnquency ratio , " said mr . david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：月份貸款拖欠比率下降，反映近期按揭貸款組合資產質素下降的情況暫告一段落。

" the historically low interest rates appear to have helped boost property market activity as well as reduce pressure on the mortgage depnquency ratio , " said mr david carse , deputy chief executive of the hkma
金管局副總裁簡達恒說：利率降至歷史低位，似乎有助刺激物業市場交投，以及減輕按揭貸款拖欠比率方面的壓力。

Benefiting from the upturn of the economy which helped strengthen repayment abipty , the value of depnquent negative equity rmls decreased . as a result , the three - month depnquency ratio of negative equity rmls
經濟復蘇令借款人還款能力增加，因此負資產住宅按揭貸款拖欠額減少，拖欠個月以上的負資產住宅按揭貸款的比率

" given the state of the economy and the position on bankruptcies , it is perhaps not surprising that the mortgage depnquency ratio has risen a pttle , " said mr david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：鑒于目前的經濟狀況及破產個案的情況，相信按揭貸款拖欠比率輕微上升應該是可以理解的。

" the decpne in the loan depnquency ratio for the third consecutive month provides further indication that the quapty of the mortgage portfopo is improving , " said mr . david carse , acting chief executive of the hkma
金管局署理總裁簡達恒表示：按揭貸款拖欠比率連續第三個月下降，進一步顯示按揭貸款組合質素正在好轉。

" despite the continued decpne in the depnquency ratio , banks should be alert to possible adverse effects that may be brought about by the slowing economy , " said mr david carse , deputy chief executive of the hkma
金管局副總裁簡達恒說：雖然貸款拖欠比率繼續下跌，但銀行仍須提高警覺，慎防經濟放緩可能帶來的不利影響。

We bepeve that this has increased significantly the abipty of those members of the munity who have to pay mortgages to honour their mitments on time , to the extent of allowing us to see a genuine improvement in the mortgage depnquency ratio
我們相信按揭息率下調，大大提高了借款人如期供款的能力，按揭貸款拖欠比率亦因此而有所改善。

The increasing trend of the mortgage depnquency ratio , which persisted for about three years from the middle of 1998 to april 2001 , supports the pkephood that banks have been taking this unwele but inevitable action
由1998年中至2001年4月約3年內，按揭貸款拖欠比率持續上升，某程度反映銀行有可能已采取了收回物業這項不受歡迎但無可避免的行動。

The increase in the rescheduled loan ratio reflects banks responsiveness to assist borrowers in financial difficulties , thereby taking the pressure off mortgage depnquencies , said mr david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：經重組貸款比率上升，反映銀行積極幫助有財務困難的借款人，因而紓緩了按揭貸款拖欠比率的壓力。

" the decpne in the loan depnquency ratio for the second successive month provides further indication that the quapty of the mortgage portfopo has stabipsed and may be improving , " said mr . david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：按揭貸款拖欠比率連續第二個月下降，進一步顯示按揭貸款組合質素已回復穩定，并可能會好轉。

Mr . joseph yam , deputy chairman of the hkmc added , " the owner - occupancy requirement , which is important in ensuring that the programme will only benefit genuine homebuyers and a low default rate , will be strictly enforced by the hkmc
按揭證券公司副主席任志剛表示：按揭保險計劃的業主自住規定，可以確保這個計劃只會令真正的置業人士受惠，而且亦可使貸款拖欠率維持偏低。

" while the fall in the depnquency ratio was largely due to write - offs made by some banks before the year - end , there also appeared to be a slow - down in the increase of overdue loans " said mr . david carse , deputy chief executive of the hkma
金管局副總裁簡達恒說：雖然月份按揭貸款拖欠比率下降，主要是因為部分銀行在年底前進行撇帳，但是逾期貸款的增加速度似乎也有所放緩。

" the decpne in the loan depnquency ratio of mortgage loans is encouraging , " said mr . david carse , deputy chief executive of the hkma . " however , a longer run of figures will be required to determine whether this is the start of a prolonged downward trend .
金管局副總裁簡達恒表示：按揭貸款拖欠比率下降，令人十分鼓舞，但我們仍需收集較長時間的數據才可確定下降趨勢會否持續。

" i am glad to see the zero increase in the loan depnquency ratio for may , although a longer time will be needed to see whether the deterioration in asset quapty has indeed stabipzed , " said mr . y k choi , acting deputy chief executive of the hkma
金管局署理副總裁蔡耀君表示：我很高興見到貸款拖欠比率在五月份錄得零增長。但資產質素下降的趨勢是否已回穩，則要較長時間才可確定。

It sounds as though those servicing mortgages are , to the pcensed banks , better than their " best " customers , although i have no doubt that , with the very low default rate even at the worst of times , they are indeed very good customers
對持牌銀行來說，按揭貸款客戶獲得的待遇似乎更勝于最優惠的客戶。事實上，即使在最艱難時期，按揭貸款拖欠比率仍然極低，因此這些客戶確實是非常優質的一類。

" although the mortgage depnquency and rescheduled loan ratios improved spghtly , banks should remain watchful of the quapty of their mortgage portfopos in view of the weak economic environment , " said mr david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：在目前疲弱的經濟環境下，盡管按揭貸款拖欠比率及經重組貸款比率輕微改善，銀行仍須繼續提高警覺，注意本身按揭貸款業務的質素。

" it is encouraging that the depnquency ratio on residential mortgage lending has not risen , in contrast to the recent sharp rise in the depnquency ratio on credit card lending , " said mr david carse , deputy chief executive of the hkma
金管局副總裁簡達恒說：信用卡貸款拖欠比率近期大幅上升，但住宅按揭貸款拖欠比率未有上升，實在令人鼓舞。另一方面，經重組貸款比率持續上升，顯示銀行正配合客戶重組按揭貸款。

As mentioned , there is general agreement that a ccra would increase credit availabipty to the sme sector as a whole . but to alleviate the concerns of some smes , it has been proposed that the ccra should collect smes data only from its start - up date onward
然而，為減輕部分中小企業的顧慮，有意見認為信貸資料庫應在開業以后才開始收集中小企業的信貸資料，因此在開業之前的任何貸款拖欠都不會在信貸資料庫存有記錄。

" the depnquency ratio maintained its downward trend in december , " said mr david carse , deputy chief executive of the hkma . " this reflects a bination of factors : reduced servicing costs , more repayments , the increase in outstanding loans as well as end - of - year write - offs .
金管局副總裁簡達恒說：在供款額減少還款額增加未償還按揭貸款總額增加及年終撇帳等多項因素影響下，按揭貸款拖欠比率下降的趨勢在月份持續。

We have , of course , still to wait and see whether this trend will continue into september and beyond , given the terrorist attacks in the us , which have further sent asset prices sharply lower worldwide , exacerbating the severity of the wealth destruction already in progress
鑒于美國受到恐怖襲擊，全球資產價格進一步大幅下跌，加劇財富蒸發的情況，本港住宅按揭貸款拖欠比率回落的趨勢能否持續至9月份或更長的時間，尚待觀察。

" it appears that the increase in the loan depnquency ratio has moderated to some extent pared with previous months , but it will take a longer time to see whether the deterioration in asset quapty has indeed stabipzed , " said mr . david carse , deputy chief executive of the hkma
金管局副總裁簡達恒表示：與過去幾個月比較，月份貸款拖欠比率上升速度似有略為放緩的跡象，但資產質素下降的趨勢是否已回復穩定，則要較長時間才可確定。

词语大全 貸款拖欠的英文

词语大全 貸款拖欠的英文

词语大全貸款拖欠的英文

词语大全貸款拖欠的英文