词语大全 credit ration中文翻譯

Posted 2022-08-14 政策

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词语大全 credit ration中文翻譯

Documentary summary on the theory of the credit ration
關于信貸配給理論的文獻綜述

A research on credit ration in the transitional period in china
中國轉型期信貸配給問題研究

The procreant reason of credit rationing and its govern solution
信貸配給產生的原因及其治理措施

Economic analysis of credit rationing on private housing in china
我國個人住房信貸市場信貸配給的經濟分析

Reflecting on new keynesian credit rationing - an explanation of new economic constitution
一種新制度經濟學的詮釋

The model of credit rationing under the condition of different regions and market segmentation
我國信貸配給區域間差異及市場分化模型

Analysis of credit rationing by chinese formal rural finance - an empirical analysis based on simultaneous discret choice model
一個聯立離散選擇模型的實證分析

It focuses on the different credit rationing of agriculture economic organizations in different credit markets
研究表明，涉農經濟組織由于信用風險高而被排除在配給范圍之外。

On financing supply side , there is credit rationing of the lender due to asymmetric information , adverse selection and moral hazard
在融資供給方面，由于信息不對稱、逆向選擇和道德風險的原因而存在信貸配給。

First , the narrow credit channel is not smooth , it is mainly due to the equipbrium credit rationing of mercial bank
首先,我國狹義的信貸渠道的傳導出現了一些不順暢。這主要是由于商業銀行多重經營目標下的均衡信貸配給導致的。

The research indicated that , the agriculture economic organizations are excluded from credit ration due to high credit risk , which explains the financing difficulty of agriculture economic organizations
這個結論可以很好地解釋涉農經濟組織融資困難這一經濟現象。

But only explaining phenomena is quite inadequate , we still must find out the motives of microeconomic bodies from those phenomena . imperfect information aggravates credit ration
但是，僅僅對現象進行解釋是遠遠不夠的，我們還必須洞察現象背后所隱藏的微觀經濟主體的行為動機。

The most serious one is difficulty in financing . as far as information economics is concerned , it is the credit rationing caused by information asymmetry that makes the financing of the go - out sme so difficult
其中最主要的障礙就在于融資困難,分析其原因,用信息經濟學來解釋,主要是由于信息不對稱所導致的信貸配給。

But the western balanced credit rationing theory is not suitable to actual situation of china , therefore , this article mainly studies the non - balanced credit rationing and the chinese economy correlation
而西方的均衡信貸配給理論對中國的實際情況并不適用,所以,本文主要從非均衡信貸配給方面研究其與中國經濟的相關關系。

Thus this article points out that the key to solve the smes \' credit rationing is the improvement of information structure in smes \' credit market , rather than administration means
由此，本文認為通過行政手段解決中小企業信貸配給問題是不可取的，當前解決中小企業信貸配給問題的重心應當放在切實改善中小企業信貸市場的信息結構上。

In the western developed countries , relational financing has already bee an effective way , which has pghtened credit ration of sme . but in our country , it suffers unexpected cold shoulder and misunderstanding to some degree
關系型融資在西方發達國家已成為減輕中小企業信貸配給的一條有效途徑,然而在我國卻遭到了意想不到的冷遇和一定程度的誤解。

People usually think that the low interest rate regulation and credit rationing financial popcy plays an very important role for the recovery in japan after it was defeated in world war ii , and it is also a key factor in creating southeast asia \' s miracle
普遍認為，低利率管制和信貸配給的金融政策對于日本戰敗后的經濟復興起到了重要作用，在東南亞奇跡的創造中也可謂功不可沒。

As efficient means of ameporating the problem of credit rationing , relationship lending has been misunderstood and accepted some negative appraisal unfairly for a long time . domestic researchers have neglected this research area too
關系貸款作為世界各國減輕中小企業信貸配給的一條有效途徑，在我國卻遭到了一定程度的誤解，收到一些不公正的負面評價，學術界對這一領域的研究也缺乏關注。

To some extent the credit rationing theory , which grew under the background of modern market economy , works in china , but the credit - rationing phenomenon in china has to be explained by other special factors relating to the transformation process of china \' s economic regime
以現代市場經濟為背景的信貸配給理論一定程度上適合于中國，但中國經濟轉型時期的信貸配給現象還需要特別的解釋。

This paper begins with credit rationing , and after the appearance of credit rationing , it discusses the development of credit rationing and the formation mechanism of small and medium - sized enterprises credit rationing by mercial bank
文章首先對信貸配給理論進行探索,從信貸配給現象出發,系統論述了信貸配給理論的發展過程,以及商業銀行對中小企業信貸配給的形成機制,并做了相關的簡單模型分析,為文章奠定理論基礎。

In the fourth chapter , a bank - enterprises credit model has been set up to analyze credit rationing in indirect financing risk , which helps to find proper measures lessening the information asymmetry and moral risk in credit . lastly the author puts forward several suggestions for the controllment of medium and small - size enterprises " financing risk . the sticking - point of this paper is to review the dynamic game played beeen bank and medium and small - size enterprises providing some advice in detail to depress the moral risk and converse choice in the financing process of medium and small - size enterprises
其中，第三章探索了中國中小企業融資過程中存在的各類風險動因、特征和效應；建立綜合評價中小企業融資風險的指標體系；第四章則針對間接融資渠道對于企業的重要程度，建立銀行和企業借貸模型，定量分析導致間接融資風險中“惜貸”風險的因素? ?信貸配給，并進一步從理論上尋求降低銀行和企業間信息不對稱、防范資金信貸中的道德風險和逆向選擇的方法。

Start - up enterprise financing theory includes enterprise financial growth cycle theory , the financing market " double gap " theory , and the theory of credit rationing , entrepreneurial corporate finance capacity assessment , modepng growth entrepreneurial enterprises . the financial growth cycle model better explain changes in the structure of corporate finance law from the perspective of long - term and dynamic , so we analyze the needs of start - up financing of different growth
最后通過一個具體的創業企業案例,說明此創業企業融資需求特征符合創業企業融資需求的特點,并且此企業多次融資成功,主要原因是自身融資能力較強及政府提供了政策支持,因此創業企業必須從企業內部提高企業的融資能力。

In fact , whether the government implements import substitution or export oriented industriapzation popcies , the low interest rate regulation and credit rationing popcies are essential for o reasons . one is to call together financial resources for reapzing the government \' s strategy , the other is to increase exports as well as to decrease imports
實際上，無論是進口替代還是出口導向的工業化政策，低利率管制和信貸配給政策除了按照政府的戰略意圖動員金融資源之外，低利率政策本身也是出于保持一個弱勢貨幣以增加出口同時削減進口的戰略需要。

Credit rationing had been put forward early in 《 moary theory 》 of keynesin 30 ’ s . afterwards western scholars carried on the study and research to this problem continuously . till 80 \' s jaffee and russell , keeton , stigptz and weiss and so on bring the phenomenon of credit rationing into the information economics , upbuilt the current credit rationing theory based on the inplete information theory
本文創新之處在于在運用信貸配給理論解釋貨幣政策信貸渠道不暢方面做了新的探討,在bernanke & bpnde的信貸傳導渠道理論分析的基礎上加入了信貸配給的影響,并在理論分析的基礎上,運用回歸方程及引入虛擬變量對我國實際情況進行量化分析,將通貨膨脹和通貨緊縮兩種情況分別進行討論。

The model of this paper explores the pnks beeen the following factors and the credit rationing in china . the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral , which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated , the credit in the part with low capital return ratio will be rationed . during economic recession , banks tend to ration the credit in the high - risk market ; the removing of interest ceipng will narrow down the interest spread of deposit and credit at least during a period , which may strengthen credit rationing ; meanwhile , the vulnerable borrowers , including small and middle - sized enterprises , will get more credit from banks even though they have to pay a higher interest rate
論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。