知识大全 (要好,要有趣的)悬赏较高,求帮忙,比较急,看中这悬赏就给你
Posted 静电
篇首语:忙于采集的蜜蜂,无暇在人前高谈阔论。本文由小常识网(cha138.com)小编为大家整理,主要介绍了知识大全 (要好,要有趣的)悬赏较高,求帮忙,比较急,看中这悬赏就给你相关的知识,希望对你有一定的参考价值。
求一个英语speech的演讲主题!(要好,要有趣的)悬赏较高,求帮忙,比较急,看中这悬赏就给你!
Good afternoon! The ic of my speech today is "the youth to venture".
Very pleased to be able to discuss and offer this ic, youth, youth need to realize their life values and business isthe best way to realize their life values, So we can draw a conclusion - youth need. Business is business, difficult, As we years cold window study, we urge the mood of a weltburgergesellschaft university school. Here, we absorb the previous wisdom receiving the humanistic moral essence, the baptism. We are happy, is honored. Because we are students, we have knowledge of the oceans, swim perseverance have tenacity climbing, science is more rational traversing a colorful world.
People gave us the glorious titles, give us so much pleasure aura, gave us a hearty repaying the society, the family of the sacred duty. This is our students have conscience. In the palace of knowledge that we do with friend, a day for soul to get noble personality, to get high, let life! It sublimation Some people do, always let conscience and try our best to move yourself traction of the solid foundation of exhibition pad. However, make us sadly, in this way to light and bright, someone is easily throwing a conscience, let the dark covered himself.
Ma3 jia jue2, once the lovely children, old stories, but never thought he would personally killed died four classmates their classmates. Four not blind soul left for us, is deeply thinking. As a college student, ma3 jia jue2, this should defend their conscience of the land, positive and optimistic, overe psychological do so. But regret is he vanished all this, let oneself with the same crime ripper platform, the ultimate let ruined his evil. He was sad, because he can\'t let students in their heart of conscience, thus causing a deep-rooted today that cannot be redeemed tragic.
急求英语演讲PPT,最好比较有趣的
【1】At the Lesson of Geography(在地理课上)A teacher put his finger on some place on the map and said:“What is this, John?”John got up and said: “Your forefinger.”
老师用手指在地图上指着某一个地方,说:“约翰,这是什么呀?”约翰站起身来,说:“是你的食指。”
【2】At the Lesson of Physics(在物理课上)Teacher: Explain, please, the effect of cold and heatand give examples.Pupil(学生):Cold contracts, heat expands.That\'s why days are shorter in winter and longer in summer.
老师:请解释一下冷和热的作用,并举例说明。学生:热胀冷缩。这就是夏天日子长冬天日子短的原因。
求VB高手帮忙,懂英语最好。一个console application的问题。高悬赏。
459834574?
急求一篇我要安全演讲稿【高额悬赏100分】
加油站安全 演讲稿
尊敬的各位评委、各位领导,各位同事:大家好!
我叫xx,来自xx。今天我演讲的题目是:《加油站安全》。
千里之行,始于足下,如果脚下不安全,那我们还将如何走千里呢!大家都知道石油产品的特性有:易燃性、易爆性、易积聚静电、易挥发、易扩散、易流动性、易受热膨胀性、毒害性、腐蚀性。所以我们要走好每一步。拽住安全,抓住健康。
在这我将安全方面分以下加大问题来解决 :
1.那我们如何防止石油污染?
我认为有以下几点:⑴应尽可能避免皮肤与石油长期接触。被石油浸透了的衣服应立即脱去;身上被石油沾污的部位应用肥皂和水彻底清洗。
⑵如意外吞食汽、柴油时,应立即送医院救治,却勿促其吐出。
⑶防止吸入油气。
2.静电是怎样产生的?
我认为有以下几点:油料在储运过程中,要发生流动、喷射、过滤、冲击、灌注和剧烈晃动等一系列接触、分离现象,这就使油料在储运过程中产生静电。当静电聚集到一定程度时,就可能因火花放电而发生火灾和爆炸事故。
3.清除静电危害的途径有哪些?
我认为有以下几点(1)减少静电电荷的产生
减少静电电荷产生的措施通常有:采用淹没流加注油料,减少管路上的弯头和阀门,防止油料中混入水分,控制管内流速,选择合理的注油头等。(2)加速静电的泄放。静电的产生是不可避免的,但如果不把产生的静电及时泄放,便会在油料内积聚,当积聚到一定程度,就产生火花放电点燃爆炸性混合气体,因此,必须加速静电的泄放。加速静电泄放的措施有:对管路和设备进行接地与跨接,在管路上安装缓和器和消静电器。在油料中加入抗静电添加剂等。
(3)防止产生有足够能量的静电放电,如避免油品表面有未接地的浮动物、悬挂物和杂物,管道、容器内表面尖突出部分等。
(4)防止爆炸性气体混合物的形成,如密闭储存、输油,防止跑、冒、渗油等。
4.油罐的安全设施有哪些?
我认为有下几点:油罐上一般有以下安全设施:机械呼吸阀、阻火器、测量孔、入孔、寻光孔、泡沫发生器、静电接地线、避雷装置、梯子和栏杆等。
5.油罐为什么会被抽瘪?
我认为是这样的:呼吸阀失灵,在抽油过程中形成负压,油罐就会被抽瘪。
6.油库、加油站中哪些设备应做静电接地?
:储油罐,输油管线,铁路装卸油场,汽车油罐车,加油机都应做静电接地。
7.输油泵及管路系统的防静电安全规定有哪些?
:⑴用于爆炸危险场所的油泵,禁止使用平皮带传动。
⑵油泵过滤器至少每季检查、清洗一次。
⑶扬程高于25m的离心泵,应在出口管线上装设止回阀。
⑷输油官线系统的所有金属件(包括护套和金属包复层)均须接地。管线两端和每隔200至300m处,应有一处接地。平行管线间距不足10cm者,每隔20~30m进行一次等电位连接。交叉管线间距小于10cm时,应进行等电位连接。
⑸输油管线接地电阻不应大于30ω。接地点宜设在固定管墩(架)处。
⑹对金属管线中间的非导体管线段,除需做屏蔽保护外,两端的金属管应分别与接地干线相连、。非导体管线段上的金属件应跨接、接地。
⑺金属管线的法兰连接处、金属软管、金属旋转接头,一般有不少于5条螺栓连接的法兰盘不需跨接。如其一端的接触面为绝缘材料时,应进行跨接。跨接时,其电阻值应小于或等于0.03ω。
8.管线吹扫清洗作业,应符合哪些要求?
:⑴蒸气吹扫前,应检查并保证吹扫设备和管线的接地(跨)线完好有效。
⑵蒸气吹扫易燃油品管线前,要先用惰性气体或水(流速限制在1m/s以下)扫线后,再用蒸气吹洗。
⑶吹洗压力不得大于被吹洗管线工作压力的3/4,且不低于工作压力的1/4。吹洗速度:蒸气一般为20~30m/s,空气不低于15m/s,水洗不低于1.5m/s。
9.铁路装卸油的防静电安全规定有哪些?
:⑴在装卸油前,必须先检查罐车内部,不应有未接地的漂浮物。
⑵装卸油作业区的钢轨、集油管、鹤管、抽真空管、栈桥及扶手,均应做跨接并接地。长度大于60m的铁路栈桥,应在两端和中部各做一接地极。
⑶卸油真空管,当胶管吸油口安装有金属短管或吸油盒时,应在短管和法兰处实行跨接。
⑷在装卸油作业过程中,不准在作业场所进行与装卸油无关的可能产生静电危害的其他作业。
⑸铁路装卸油设施钢轨、输油管、鹤管、钢栈桥等应作三处以上等电位跨接并接地,其接地电阻不应大于10ω。跨接线的截面面积不应小于48mm2。
10.公路装卸油的防静电安全规定有哪些?
:⑴汽车油罐车装卸设施包括鹤管、输油管线、金属装油台等之间,应作可靠的电气连接并接地。
⑵装卸油场地的地衡、鹤管、加油枪、管线等均应跨接并设置静电接地装置。接地电阻不大于100ω。
⑶汽车油罐车付油场地,应设置采用截面积不小于4mm2铜芯软绞线一端连接能破漆的鳄鱼式夹钳、专用连接夹头等,以便与装卸油罐车车体连接;而另一端应连接接地装置。
⑷用于运输成品油的汽车油罐车应使用橡胶拖地带,禁止使用金属拖地带。
⑸汽车罐车的油罐内应装有挡板。禁止使用无挡板的汽车罐车装运易燃油品。
⑹油罐与车体之间的电阻不得大于106ω。金属管路中任意两点间或油罐内部导电部件上及拖地胶带末端的导电通路电阻值不大于5ω。
⑺汽车罐车装油时,对不同直径鹤管的最大安全流速,应符合下表规定。
汽车罐车最大安全装油流速(括号内的数字为对应的流量m/s)
鹤管直径
装油方式 80 90 100 110 120 150
顶部装油 6.0
(110) 5.5 (125) 5.0 (140) 4.5 (155) 4.2 (170) 3.3 (210)
⑻静电接地线与汽车罐车的连接应符合下列要求。
①连接应紧密可靠,不准采用缠绕连接。
②在打开罐盖之前进行连接。
③要接在罐车的专用接地端子板等处,不准接在装卸油口1.5m之内。
④在关上罐盖之后拆除连接。
⑼在作业过程中,要严格按照有关操作规程,进行轻质油品装卸作业。严禁不稳油2min即进行检尺、测温、取样,或将其他物体插入罐内。
⑽罐车采用顶部装油时,装油鹤管应深入到罐底部,距罐底的距离不应大于200mm。严禁喷溅式装轻质油。
⑾原装有高挥发性油品的油罐(含罐车)换装低挥发性油品时,要检测罐内油气浓度。当油气浓度超过爆炸下限的25%时,应进行通风排气或清洗处理。
⑿在进行易燃油品装卸作业过程中,未经批准不得进行有可能产生静电引燃火花的现场试验或测试。
⒀严禁在作业场所擦试车辆、物品或地面等,进行有可能产生静电危害的各种临时性作业。
我的安全感悟,已经拿出来和大家分享拉。
最后我倡议我们全体工作人员在工作这春天般的日子里,通过深入学习实践科学发展观,从我做起、立足本职、抢抓机遇,再创工作的辉煌,为我加油站经济建设又好又快发展作出劳动就业人应有的贡献。
谢谢大家!
这是我自己收集材料写的,,,,,厉害吧。。还希望您能笑纳。。。
尊敬的各位领导,各位评委:
大家好!今天我演讲的题目是:请牢记“安全为天、生命至尊”。
朋友,当您每天上下班的时候,您的心中是否惦记着安全呢?当您即将坐在人力车上奔往工作面的时候,您是否想到了今天我要安全生产呢?当您在工作岗位上违章的一刹那,您是否会想到因为我的一个小小的、小小的违章,会导致事故的发生而使自己或者工友的生命受到伤害呢?如果,您还没有,那请让我提醒您,时刻牢记“安全为天,生命至尊”。
人的生命只有一次,每一个人都想笑语长在,每一个家庭都愿幸福美满,每一个企业都愿兴旺发达,然而这一切都离不开安全,安全是企业发展的永恒主题,是我们煤矿企业的天字号大事,更是我们矿工的生命。没有了安全就谈不上我们企业的稳定发展,没有了安全也就更谈不上我们职工的幸福生活。然而由于我们安全理念没有深入人心,部分干群不重视安全、不讲安全、不懂安全、不要安全;由于我们少数干群安全意识淡薄,对安全工作,说起来重要、干起来次要、忙起来不要,违章指挥、违章操作;由于我们的作业规程和安全规程不能在现场真正的落实等等,等等的一些原因,安全事故就象苞米花一样接二连三,一起又一起的发生,吞噬着我们的生命,毁坏着我们的幸福。
据资料显示……。
“前车之鉴,后事之师”,安全工作永远是‘从零开始,向零进军’( 曾经的苦难和屈辱,更加坚定了我们对安全工作的决心,在艰难而又曲折的道路中,我们从积极建设企业的安全文化建设、提高职工安全意识入手,从争做本质安全型矿工做起;我们从精细化管理、落实安全生产责任制着手,从创建标准化区队、标准化班组、标准化岗位做起,我们用“猛药”治“三违”,用“重锤”砸“隐患”,我们要用行动告诉大家:杜绝三违,远离事故。我们的目标是:让安全成为一种习惯,让行为变得更安全。我们脚踏实地,我们信心百倍,因为我们心中永远有一个不变的理念“安全为天、生命至尊”。
安全伴随着家庭的稳定,社会的繁荣、发展和进步,安全是人民生存和发展最基本的条件,一个企业如果连起码的安全生产都不能保障,还谈什么效益,一个人如果没有生命,就谈不上生活,对自己、对家人更谈得上什么生活幸福。朋友,生命对于每个人来说只有仅仅的一次,我们没有理由不珍爱自己的生命呀?难道你真的就愿意愧对那日夜翘首盼你平安归来的老父老母?难道你真的就忍心撇下那爱你、疼你、想你的妻儿洒手西去吗?
“生命诚可贵,安全责任大”。与大自然做斗争的工友们,每天都是一个新开始,每天都是一个新的起点,为了矿井安全生产的长治久安,为了最终实现本质安全化矿井,为了自己和家人的幸福安康,让我们每天从零开始,向零进军,让我们一起牢住:安全为天,生命至尊!
题目为i hope的英语演讲50分悬赏
I hope
As the song goes “ My hope isn’t a dream .” I love the song which brings me confidence when singing it every time . I believe that all our dreams can e true if we have courage to pursue them .When I was young my father always asked me what I would be in the future . Sometimes I found it very hard to give a certain reply . “ I want to be a doctor .” “ I want to be a teacher .” and “ I ’d like to be a scientist !” Many of these answers are perhaps very childish and ridiculous . But I never think they are far away .
How time flies! Who is able to give a definition to his future ? I know clearly that those high buildings are based on solid foundation . As a student , I should have a reasonable aim , and study hard . My goal is to enter the best university for further study after middle school . I know it’s hard work , and I ’ll e across many difficulties and frustrations . But no matter what they are , I’ll keep working on it and never give up . My teacher says there ’s only one kind of people that are truly suessful : those who are brave enough to put up with hardships . Even if I won’t achieve the goal , I have no regrets for what I have done , for I have struggled for my life .
求QQ名,比较好听,英语的,不要抄袭的~好的给50悬赏~
mx..yuan`l 是梦想的意思
求一个Cube World 服务器(能连就给悬赏)
魔方世界 种子123
(高手进)超额赏分!悬赏英语演讲稿!
The financial crisis is severely affecting our colleges and universities. Currently, tuition costs have risen out of control and even if students can get student loans to attend college, it puts them into the workforce under a pile of debt, essentially subjecting them to economic enslavement for decades. In fact, many government agencies are now offering to pay off tuition debts if the graduating students do a rather long stint with government employment.
The Universities have been unable to control costs and due to supply and demand issues, coupled with the easy money of government guaranteed loans to college students. Academia is broken, just like the Health Care System, Banking System and Housing Markets, worse the runaway costs have the taxpayers holding the key. Academia has abused their status like the leaders of the other groups.
The unfortunate thing is that we trust academia to insure the education of the next generation which will lead us. It is critical, unfortunately the system is rotten to the core with agendas and the very thing they ause the entrepreneurial capitalists is something they themselves are engaged in and yet, they remain immune to the realities of; mostly due to the hijacking of the system and political influences.
The future of our nation\'s educational system is at stake, whom will run this nation if we cannot give a viable education to the next generation; a countries strength and power can be wiped out in a single generation if education fails. Yet, academia will not e clean. Capitalism has been working in spite the socialist intervention, but the baggage and debris is about to collapse the roof on its house, so one needs to ask; who is really the intellectual strength of our civilization?
Because from where I am standing, it seems rather silly for anyone to insist that our Universities and Colleges are educating our next generation in an efficient matter, academia is broken and if they cannot even run their own domain, I ask; How can we trust them to tell us how to run our civilization? Think on this; open for suggestions and ments.
2
Recently, the sub-loan crisis, Lehman Brothers bankrupt, Merrill Lynch & Co. changed hands, the continued turmoil in the global economy, global financial crises are rampant. Unemployment and employment problem faced by various countries and has bee the focus of attention, following, I will explain the impact of financial crisis on college students in detail, and give some advice to college students about responding to the financial crisis.
First of all, under the impact of the financial crisis, the problem of the employment bees more and more prominent. As more and more people attach importance to education, the number of college graduates is also increasing year by year, now, the financial-crisis make more difficult in the employment of college students.
Secondly, the financial crisis forced the students to change the concept of employment. In the impact of the financial crisis, the students had to change the concept of previous employment, mainly in the following o aspects: First, students lowered the expectations of all aspects, such as high wages, good working environment, low-intensity work, and so on. Second, many college students are willing to go to small cities and rural areas to work.
Third, the financial crisis makes the cost of looking for work higher. The cost includes time, money, energy, physical costs. Most small-size pany bankrupt or being-bankrupt, they canceled the original recruitment plans, and even layoffs, making the position of jobs very few. There are many students voted in resume, no echo, spent a lot of energy and time.
Fourth, more and more college students pay attention to the pre-vocational training. In order to adapt to the work, enterprise more and more pay attention to the quality of talent. University students in order to improve their petitiveness, many college students choose a pre-vocational training before work.
Fifth, more and more college Students start their own business-plan. Under the influence of the financial crisis, college students start their own business-plan with the support and assistance of schools, government and society.
Finally, under the employment pressure, an increasing number of graduates choose to further studies. In the severe employment pressure, most university graduates choose to continue to deepen their professional knowledge, in order to avoid a period of sluggish job market.
Then, face the financial crisis, college students how to deal with this? I will present my views and suggestions.
(1) Students should be to maintain an optimistic attitude, see the crises, at the same time, must have the eyes of finding-machine. After a analysis of marketing, choose a good business project, with the help and assistance of society, government, schools and other anize, carry out own businesses plan. This is not only can avoid the brutal petition for jobs, and can enliven the employment environment to ease the employment pressure.
(2) To find work, attention should be paid to the individual capital aumulated. In this particular job environment, students can choose small and medium-sized pany, may also be engaged in flexible employment, including temporary employment, part-time employment. In the employment process, college student must concern about the individual capital aumulated, in order to find better job.
(3) Continuing their education through the difficult period of employment. Students may choose to post-graduate studies, on the one hand, it can increase the professional knowledge, on the other hand, it can avoid the hard-time of employment-marking.
(4)College students should do the job of the training to enrich and improve themselves, and to enhance the petitiveness of their own employment and achieve self-confidence of employment.
(5) Students should change the concept of employment. Students can no longer hold the concept of previous employment to find job, can not stare at the big city and indulge in easy, fortable job. Serving small-sized cities, towns, villages and countries should be considered
(6) When college students look for a job, college students should make good use of social neork. In China\'s cultural background, the use of neorks of social relations is very helpful. Especially in the tight labor market environment, Specific social neorks, such as: parents, relatives, classmates, friends, alumni.
(7) Students should adjust the mentality of a good employment and reduce their employment expectations, we should be employed first, and then find another good job.
(8)College students should grasp any internship opportunities to upgrade their professional knowledge and application of practical ability, in order to improve their petitiveness of employment.
Overall, under the impact of financial crisis, college students not only to changes the primary concepts in employment, but also continuously upgrade the quality and ability of their own, participate in job training to strengthen and expand their professional knowledge. Besides, college student should make good use of the help of schools, government and social, start own businesses plan.
近期,次贷危机,雷曼兄弟破产、美林转手,全球经济持续动荡,金融危机正在肆虐全球。失业与就业问题已经成为各国面临和关注的焦点,以下我将比较详细说明金融危机对大学生影响,并提出大学生应对低迷就业市场的建议。
首先,金融危机使得“大学生就业难问题”更加突出。随着越来越多的人重视教育,每年毕业的大学生也逐年增多,就业形势本就很严峻,如今,金融危机,使得大学生就业更加难。
其次,金融危机迫使大学生转变就业观念。在金融危机的影响下,大学生不得不转变以前的就业观念,主要表现在以下两个方面:一、大学生降低了各方面的期望,如高工资、良好的工作环境、低工作强度的要求。二、许多大学生都愿意到中小城市、乡村工作。
再次,金融危机使得大学生找工作的成本增加。这成本包括时间成本、金钱成本、精力、体力成本等。金融危机使一部分中小企业倒闭破产,或有些企业取消了原招聘计划,甚至进行裁员,使得就业岗位很少。有很多大学生投了简历,得不到任何的回音,花费了不少的精力和时间等。
第四,越来越多的大学生进行“职业前培训”。为了能更适应企业的工作,企业越来越重视人才的质量。大学生为了提高自己的竞争力,很多大学生多选择了“职业前培训”。
第五,促使大学生“创业观念”的产生。在金融危机影响下的大环境中,就业压力越来越大,大学生在学校、政府、社会的支持和帮助下,开始了自己的创业计划。
最后,就业压力下,越来越多的毕业生选择选择继续深造。在严峻的就业压力下,不少大学毕业生选择考研,继续深化自己的专业知识,以期避免就业市场低迷的时期。
那么,在金融危机面前,大学生该如何面对呢?以下我将提出我的观点和建议。
(1)大学生应该要保持乐观的心态,在看到“危”的同时,也要有发现“机”的慧眼。在经过比较分析市场动态的情况下,选择好的创业项目,争取社会、政府、学校等的支持,进行自主创业。这不仅可以避免就业竞争的残酷,而且,可以搞活整个就业环境,缓解就业压力。
(2)找工作时,要重视个人人力资本积累。在这特定的就业环境下,大学生可先选择在报酬较低的中小企业就业,也可从事灵活就业,包括临时就业、非全日制就业等,在就业过程关注个人的人力资本积累,寻找更好的职业发展机会。
(3)继续深造度过就业困难时期。大学生可以选择继续攻读研究生,一方面增加深化自己的专业知识,这一点伴随着知识经济的到来尤其重要,另一方面也能够避过劳动力市场不景气时期,期望在两三年之后能够找到更好的工作。
(4)要做好“培训工作”,充实、提高自己,增加自身就业的竞争力,实现自信就业。
(5)大学生应该转变就业观念,国家哪里需要人才,就服务到哪里。大学生不能再持以前的就业观念来“找工作”,不能一味向着大城市,不能沉醉于轻松、舒适的工作。而应该考虑服务中小城市,镇、乡村等,国家哪里需要人才,大学生就服务到哪里。
(6)要利用好社会关系网络。在我国文化背景下,社会关系网络的使用已是大学生实现就业的典型行为特征。特别是在就业市场紧张的环境中,人脉关系资源的使用对于成功求职就显得格外重要。具体的社会关系网,如:父母、亲戚、同学、朋友、校友等。
(7)大学生应该调整好就业心态,降低自己的就业期望,实行先“就业”再“择业”就业思维。
(8)大学生不要放过任何一个有价值的实习机会,提升自己专业知识和应用实践能力,以便提高自己的就业竞争力。
总的来说,在金融危机影响就业的情况下,大学生不仅要转变就业观念,实现灵活就业,而且还有不断的提升自身的素质,参加就业培训强化,扩充自身专业知识,积极利用学校、政府、社会等提供的条件,进行自主创业。
3
As a college student, what is important to you? Your friends, grades, the Eagles\' score, weekend plans? Well, the current state of our economy should now bee your priority. Whether you realize it or not, this situation is going to directly affect our futures.
This crisis affecting the economy is one of the most significant events to our during our lifetime and most college students are unaware of its severity. So much of our time is idly spent following celebrities and sports when we should be focusing on larger issues that actually impact our daily lives.
In less than one month, The United States of America will elect a new leader into the president\'s office. Whoever is elected in November has the daunting task of leading our nation into uncharted waters. No one knows exactly what is going on and what is going to happen. These are all reasons that we should be investing our time into learning about these issues and how they affect both our families and us.
As a result of the credit crisis, America\'s job market is going to be exceptionally tough to break into. Aording to the United States Bureau of Labor Statistics, there was a loss of 159,00 jobs in September, bringing the year-to-date total to 760,000.
We as college students, should try to secure our futures while we can by making sure we are marketable enough to land a job after graduation.
Graduating seniors are not the only students who should be worried about what will happen over the next few months and the job market is far from the only issue affected by the crisis.
For those still in college and the many who will be entering college e next fall, money will be difficult to find. Federally guaranteed loans that offer fixed, below-market rates may require higher fees to borrow money and some students may be turned away by banks from the start.
Two of the nation\'s largest student loan anizations, the Pennsylvania Higher Education Assistance Agency and The College Loan Corp., recently announced that they are going to temporarily s making federally guaranteed loans.
So what does this mean? Basically that with the rising cost of tuition every year, college, for some, is going to bee less affordable.
We need to be paying attention to these fiscal issues because in a few short years, we are going to be paying off our current loans as well as dealing with the aftermath of the credit crisis.
Our generation will be key to electing a president who will have to face some of the toughest decisions of our nation\'s history. There is no reason or excuse for us to not be informed and not care about what lies ahead.
This isn\'t something our parents are going to have to deal with. Come January, Barack Obama or John McCain will be leading our country for the next four years into the unknown and this unknown is our future. Therefore, it is imperative we invest at least a little of our time into learning about the issues that truly matter.
4
As college seniors prepare to enter the workforce, job petition must be taken seriously, specifically for those entering the financial sector. Aording to UWire., "recruiters from banking firms are already skipping out on career expos and backing out of previous agreements as their panies are being bailed out by government loans or are looking to sell or merge with other banks."
Woodley said that he agreed that job stability in a shaky economy is a challenge.
"Employment is not going to be easy. You are going to be peting with highly qualified people who just lost their jobs," she said. "Understand that employment is going to be an issue and begin the job search early."
Senior business major Brad Venard anticipates employment challenges. "This financial crisis will more than likely affect me getting a job," he said.
Similarly, the housing market is being restructured.
"The people who are ing out five years ahead of you had more lenient (housing) terms. Those days are probably over," Woodley said.
The volatile economy is apparent in the housing market. "Most houses are going down in value. The equity has gone below what the mortgage is. You\'re paying for an asset that\'s not an asset," Collins said.
Collins said he recognized that there is no longer easy money for Generation Y to use to buy a house. "Samford\'s graduating class of 10 years ago could go into the labor market and buy a house with no money down. Also, 50 percent of the current generation\'s marriages have gone down the toilet. This is an oute of easy money," he said. "(This generation) will be much less subject to the craziness of life."
"Should you be saving? Absolutely," Woodley said. "In the near term, being very smart would be best."
Senior business major Brad Johnson said he feels that saving is important for college-age students. "It will affect how much I save because banks are going to be less willing to loan money," he said.
Woodley suggested sitting down with a financial adviser to decide where to invest.
Easier times, in Collins\' opinion, "prolongs youthful behaviors."
The next generation of Samford students and college graduates face different times.
"I\'m not against youth, there\'s nothing wrong with going out. But you\'ll see fewer 30-year-old boys in this next generation. Their parents won\'t be able to help them as much," Collins said.
5
Everybody has been talking about how the credit market and plummeting stocks are disrupting our parents\' overall financial well-being. However nobody, not surprisingly, is talking about what this will do to students. I decided to do some research and figure out what will happen to US.
First of all, I discovered that college students are seen as "risky candidates" for private loans. We are young, therefore unstable in the eyes of capitalism so the fact that these loan panies are in a crunch means that we are unlikely candidates for money. Even those of us who were lucky enough to get credit and had our loans approved are now seeing delays in distribution of that money. I met a woman named Susan who told me that her son had his loans approved, but after starting classes had his loans fall through like a bounced check. One can do little to ensure that this will not happen to you, so talk to registrars, financial aid counselors, and banks to know the status of your loan.
Loans are the obvious issue, but what people are not talking about is what happens after we graduate. Ironically, the Princeton Review named Business Administration and Management as America\'s most popular major. Obviously panies are cutting back on both full-time employees and interns to save money, so jobs are scarce. The same applies for public school education and nursing. All institutions are in a bind and will cut you out of the process before sending themselves into debt. My suggestion is to start applying for jobs and internships ASAP! This has bee a numbers game, so get as many applications out there as you can and pray that at least one will stick.
6
Unless, in an act of desperation, you’ve locked yourself in a room without TV and inter to force yourself to finish your thesis or dissertation, you’re probably aware that we’re in the middle of a global financial crisis. Banks have failed, panies have been forced to make layoffs, and interest rates have plummeted. In short, the global economy is not good right now.
Like everyone else, I’m constantly bombarded by news coverage of the latest catastrophes in the financial world, and while it’s great to know what’s going on, a lot of times it’s hard to relate to the stories. Unless, of course, you’re a multi-million dollar investor who fell victim to Madoff’s Ponzi scheme, but if you’re a multi-millionaire, why are you even reading this blog?
Anyway, what I’m interested in exploring is how the global economic crisis has affected our everyday lives? You know, the lives of regular people like you and me, not the CEOs and other executives.
For me, the impact of the global financial crisis has been surprisingly small. I consider myself extremely fortunate to have landed a full time job last year before the economy really started falling apart. Also, it’s a lucky coincidence that what I enjoy doing (my job) is in a “recession proof” industry (knock on wood). The most painful experience has been watching the balances of my Roth 401(k) and Roth IRA take a nosedive, but even though it hurts now, it’ll be fine in the long run because I still have a few decades before I even touch that money.
On the other hand, I know that not everyone has made it through this financial crisis unscathed. One of my cousins was just laid off from his job last week, so he’s now unemployed. The global financial crisis has definitely left a big impact on his life.
How has the global financial crisis affected you?
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